• Impact of Internal Factors on the Profitability of Banks: A Case of Commercial Banks in Bangladesh

    Author(s):
    A. N. M. Minhajul Haque Chowdhury, Abu Sayed Md. Mahmudul Haque Chowdhury, Md. Mainuddin, Md. Latifur Rahman, Ayesha Siddiqua
    Editor(s):
    Alim Al Ayub Ahmed (see profile)
    Date:
    2017
    Group(s):
    Archives, Asian Business Review, Business Management, Literature and Economics, Scholarly Communication
    Item Type:
    Article
    Permanent URL:
    http://dx.doi.org/10.17613/m7v7-cw53
    Abstract:
    The internal factors of the bank have a great influence on the profitability of the banks. This study is an effort to disclose the effect of bank’s internal factors on return on equity (ROE), return on asset (ROA), and net interest margin (NIM) of ten selected commercial banks in Bangladesh for the period of 2011-2015. Researchers used descriptive statistics, correlation and regression analysis as statistics tools to find out the results. The findings from descriptive statistics indicate that Eastern Bank Limited was ranked first regarding profitability. The correlation test found that total equity to total asset ratio (TETA) and cost to income ratio (CIR) significantly affects the ROA whereas loan to deposit ratio had significant positive effect on the NIM of the banks. The regression analysis revealed that the independent variables of the banks were significant enough to explain the variation of the dependent variables (ROA, ROE, and NIM) of the study.
    Metadata:
    Published as:
    Journal article    
    Status:
    Published
    Last Updated:
    3 years ago
    License:
    Attribution-NonCommercial
    Share this:

    Downloads

    Item Name: pdf 16.1.pdf
      Download View in browser
    Activity: Downloads: 140