• Growth of SHG-Bank Linkage Programme – A Comparative Study of Six Regions in India

    Author(s):
    Louis Manohar (see profile)
    Date:
    2015
    Subject(s):
    Sociology of work, Women's studies
    Item Type:
    Other
    Tag(s):
    Micro Credit, NABARD, SHG-Bank Linkage, women, Women empowerment
    Permanent URL:
    http://dx.doi.org/10.17613/M6RW5T
    Abstract:
    The SHG-Bank Linkage Programme in India has been a flag-ship programme of National Bank for Agriculture and Rural Development (NABARD), with the objective of enabling the poorest of the poor to access financial resources to increase household income and to achieve sustained livelihood. The purpose of the study was to explore the penetration and growth trend of SBL programme in the six regional divisions of India. Results indicated significant association between savings per SHG, credit disbursed per SHG and loan outstanding per SHG. Growth rate of savings per SHG was less, compared to growth rate of loan amount disbursed per SHG and also outstanding per SHG. The difference between outstanding per SHG and loan disbursed per SHG was gradually increasing. Outreach of SBL programme was significantly uneven between the six regions. During the study period 2007-08 to 2013-14, Southern region’s share of savings per SHG, loan disbursed per SHG and outstanding per SHG was significantly higher than the other five regions and also higher than the national average. North-East was the least reached out region, compared to the other regions.
    Metadata:
    Published as:
    Journal Article
    Publisher:
    Sryahwa Publications
    Journal:
    International Journal of Research in Humanities and Social Studies
    Volume:
    2
    Issue:
    8
    Start Page:
    28
    End Page:
    37
    Status:
    Published
    Last Updated:
    3 months ago
    License:
    All Rights Reserved

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